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Terms and Conditions
Last Updated: August 2026
Welcome to this website. These Terms and Conditions govern your access to and use of this website and its educational content. By accessing or using this website, you agree to these Terms and Conditions.
1. Website Owner
This website is owned and operated by Mary Lourdes Bonnici MBA.
2. Educational Purpose
The content provided on this website is intended for general educational and informational purposes. It is designed to support learning, professional development and general understanding of the subjects discussed.
The information provided should not be regarded as professional, legal, financial, medical or other specialist advice. Where appropriate, visitors should seek advice from a suitably qualified professional.
3. Intellectual Property
Unless otherwise stated, original articles, written educational materials, graphics and other original content published on this website are the intellectual property of Mary Lourdes Bonnici MBA.
Content may not be reproduced, republished, distributed, modified, sold or used for commercial purposes without prior written permission, except where permitted by applicable law.
4. Acceptable Use
Visitors agree to use this website lawfully and responsibly. The website must not be used in a way that could damage its operation, interfere with other visitors, compromise security or violate applicable laws or regulations.
5. Accuracy and Availability
Reasonable efforts are made to provide useful and accurate information. However, information may change over time, and no guarantee is made that all content will always be complete, current or free from errors.
The availability of the website or any particular content cannot be guaranteed at all times.
6. External Links
This website may contain links to third-party websites or services for additional information or convenience. These external websites are operated independently and are subject to their own terms, policies and practices.
The website owner is not responsible for the availability, accuracy, content or practices of external websites.
7. Limitation of Liability
To the extent permitted by applicable law, the website owner shall not be liable for loss or damage arising from reliance on information provided on this website or from the use or inability to use the website.
Visitors remain responsible for how they interpret and use the information provided.
8. Changes to Website Content
Content may be amended, updated, corrected or removed at any time without prior notice in order to maintain and improve the website.
9. Changes to These Terms
These Terms and Conditions may be updated periodically. Visitors are encouraged to review this page from time to time. Continued use of the website following an update constitutes acceptance of the revised Terms and Conditions.
10. Governing Law
These Terms and Conditions shall be governed by and interpreted in accordance with the applicable laws of Malta and, where relevant, applicable European Union law.
11. Contact
Questions concerning these Terms and Conditions may be submitted through the Contact page available on this website.
Mary Lourdes Bonnici MBA
Malta
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